Equity, debt, hybrid and ELSS
Choose from schemes across categories. Each carries a different level of risk and suits a different holding period. We help you understand both before you invest.
Invest · Mutual Funds
Wethonic is an AMFI-registered Mutual Fund Distributor (ARN-307626). We help you understand the schemes on offer, choose categories that fit your goals and time horizon, and invest regularly. The decision is always yours. We take care of the paperwork and help you stay on track.
- 01 Invest through SIPs, lump sum and ELSS
- 02 Portfolio review and goal tracking
- 03 Compare, switch and redeem online
Mutual Funds at Wethonic
What you get with Mutual Funds.
SIPs, lump sum and ELSS across equity, debt and hybrid schemes, through an AMFI-registered distributor. Help choosing schemes, simple onboarding and regular reviews.
SIPs from ₹500 a month
Many schemes accept SIPs from ₹500 a month, so you can begin with a small amount and build the habit. Minimum amounts vary by scheme.
Tax-saving ELSS
ELSS funds carry a 3-year lock-in. Investments may qualify for a tax deduction under the old tax regime, within the limits set by prevailing income-tax law.
Portfolio review and goal tracking
See all your holdings in one place and check them against your goals at regular intervals.
Switch and redeem online
Place switch and redemption requests from your dashboard. Lock-ins, exit loads and taxes, where they apply, follow the scheme’s terms.
How it works
From first call to first investment.
- 01
Sign up
Register with your mobile number through our onboarding link and complete your one-time KYC online.
- 02
Set your goal
Tell us what you are investing for and how long you can stay invested. We help you shortlist suitable scheme categories.
- 03
Start your SIP or lump sum
Choose the amount and SIP date, and set up the bank mandate for auto-debit.
- 04
Review regularly
Check progress against your goal at regular intervals, and stay invested through market ups and downs.
How it works at Wethonic
You sign up with your mobile number, complete a one-time KYC online and tell us what you are investing for. We explain the scheme categories, help you choose, and set up your SIP or lump sum. After that, we help you review your holdings against your goals at regular intervals.
Wethonic is a distributor, not a fund manager. The investment decision is always yours, and every scheme comes with documents you should read before you invest.
Match the fund to the goal
Time horizon matters more than the scheme name. Generally, money needed soon sits better in lower-volatility categories, while long-term goals can accommodate equity-oriented schemes and their swings. Each category carries its own risk, and the scheme documents set it out in detail.
What to keep in mind
- Returns vary with markets and are not fixed.
- A SIP builds discipline. It does not promise a profit.
- Check the expense ratio, exit load and lock-in before you invest.
- Wethonic deals in Regular Plans and earns a trailing commission from fund houses, disclosed on our Disclosure page.
FAQs
Have questions? Find your answers here.
Can I start with a small amount?
Yes. Many schemes accept SIPs from ₹500 a month, which makes it easy to begin. Minimum amounts differ by scheme and are stated in the scheme documents.
Are there tax-saving options?
Yes. ELSS (Equity Linked Savings Scheme) funds carry a 3-year lock-in, and investments may qualify for a tax deduction under the old tax regime, within the limits set by prevailing income-tax law. Check with your tax professional which regime suits you.
Can I switch or redeem my investments?
Yes. Open-ended schemes can be switched or redeemed from your dashboard. ELSS units can be redeemed only after the 3-year lock-in, which applies to each instalment separately. Some schemes charge an exit load, and taxes may apply on gains.
Does a SIP protect me from losses?
No. A SIP builds discipline and averages your purchase cost over time. It does not promise a profit or protect you from losses in a falling market.
Does Wethonic offer Direct Plans?
No. Wethonic distributes Regular Plans only and earns a trailing commission from the fund house, which is included in the scheme’s expense ratio. Direct Plans carry a lower expense ratio because they include no distributor commission, and they can be bought from fund houses directly. Our commission rates by scheme type are listed on our Disclosure page.
What is a Specialised Investment Fund (SIF)?
Wethonic is also an AMFI-registered SIF distributor. A SIF is a newer category that sits between mutual funds and PMS or AIFs. It can use strategies such as long-short positions and carries higher risk. The minimum investment is ₹10 lakh per investor across a fund house’s SIF strategies, so it suits investors who understand these strategies and can accept that risk.
Please note: Mutual fund investments are subject to market risks, read all scheme related documents carefully. Past performance may or may not be sustained in the future. Wethonic distributes Regular Plans of mutual funds and earns a trailing commission from fund houses. AMFI-registered Mutual Fund Distributor, ARN-307626.
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